|By asset class||Allocation||Fees|
|Private Equity (Real Estate)||9.5%||1.00%|
|US Total Stock Market||7.2%||0.06%|
|US Small-Medium Stock Index||0.3%||0.00%|
|ACWI ex US||1.6%||0.00%|
|By Account Type||Allocation||Fees|
|IRA (post tax)||2.2%||0.05%|
|Health Sav Account||0.6%||0.14%|
- We started investing new money in private equity real estate funds. We also shifted money to an option trading strategy that benefits from sideways moving markets.
- We max out our 401k contributions, but taxable accounts grow much more because most of our savings come from bonus money, which is after-tax.
- Home equity is Zillow estimate less 7% for selling cost less mortgage
- Private equity is two investments in multifamily housing funds, projected rental yield ~8%, plus some modest capital gains
- Funds in the 401k are all no fee, apparently subsidized by the employer. Nice!
- Deferred Compensation is bonuses from prior years (already vested) that we voluntarily deferred
- Options trading: I will write some additional detail in a later post, but for right now, this is mostly exposure to US large cap equities