Can a Rising Equity Glidepath Save the 4% Safe Withdrawal Rate Over a 60 Year Retirement? (Guest Post by Dr. David Graham)

Welcome back to another guest post. Dr. David Graham, over at FIPhysician has been on a roll. His spike in productivity has been the perfect “hedge” against my drop in productivity while traveling this summer, so when he offered me to write a follow-up on his very well-received guest post a few weeks ago, I … Continue reading Can a Rising Equity Glidepath Save the 4% Safe Withdrawal Rate Over a 60 Year Retirement? (Guest Post by Dr. David Graham)

Hedging against Sequence Risk through a “Retiree-Saver Investment Pact” – SWR Series Part 53

June 6, 2022 In this year’s April Fool’s post, I marketed a made-up crypto coin that would completely hedge against Sequence Risk, the dreaded destroyer of retirement dreams. Once and for all! Most readers would have figured out this was a hoax because that complete hedge against Sequence Risk is still elusive after so many posts … Continue reading Hedging against Sequence Risk through a “Retiree-Saver Investment Pact” – SWR Series Part 53

A Different Way to Plan Retirement – Guest Post on “Monte Carlo” Simulations by “Gasem”

Today we have another guest post, this time by our long-time reader “Gasem.” I’m sure most of you who have looked through the comments section here and at a number of other blogs would have noticed his comments. They are always highly insightful. He’s also a prolific writer on his own blog MD on FIRE, … Continue reading A Different Way to Plan Retirement – Guest Post on “Monte Carlo” Simulations by “Gasem”

Does A 4% Withdrawal Rate Survive a 60-Year Retirement? (Guest Post by Dr. David Graham)

You might have noticed that I haven’t published any guest posts for a while. I even explicitly state on my contact page that I’m no longer interested in publishing any guest posts. But every once in a while you make an exception to the rule. David Graham, actually, Dr. David Graham (FIPhysician), has been on … Continue reading Does A 4% Withdrawal Rate Survive a 60-Year Retirement? (Guest Post by Dr. David Graham)

The Yield Illusion (or Delusion?): Another Follow-Up! (SWR Series Part 31)

Welcome to the follow-up to the follow-up post on the “Yield Illusion.” Again, here’s the context: a few weeks ago, I wrote a post (SWR Series Part 29) on why I don’t believe that chasing higher yields is necessarily a good hedge against Sequence of Return Risk. A very well-received post! It was picked up … Continue reading The Yield Illusion (or Delusion?): Another Follow-Up! (SWR Series Part 31)

The Yield Illusion Follow-Up (SWR Series Part 30)

Welcome to a new installment of the Safe Withdrawal Series! The last post on the Yield Illusion (Part 29) was definitely a discussion starter! 140 comments and counting! Just as a quick recap, fellow bloggers at Millenial Revolution claim that the solution to Sequence Risk is to simply invest in a portfolio with a high … Continue reading The Yield Illusion Follow-Up (SWR Series Part 30)

The Ultimate Guide to Safe Withdrawal Rates – Part 4: Social Security and Pensions

Title Picture credit: Flickr Update: We posted the results from parts 1 through 8 as a Social Science Research Network (SSRN) working paper in pdf format: Safe Withdrawal Rates: A Guide for Early Retirees (SSRN WP#2920322) After a one-week hiatus over the holidays when we wrote about a lighter topic (dealing with debt, booze, and cigarettes, go … Continue reading The Ultimate Guide to Safe Withdrawal Rates – Part 4: Social Security and Pensions