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Hello all. When deciding on an asset allocation glide path, I am interested in implementing a glide path based on one's portfolio size rather than solely age. I would appreciate any thoughts/insight on how to best implement this. Below is an EXAMPLE of my thought process:
Goal of $3 million portfolio
100% equities until $1 million
75% equities from $1-$2 million
50% equities from $2-3+ million
That's a sound plan. Just make sure you do this on a sliding scale and not as a 25% portfolio shift the minute you hit the breakpoint.
@earlyretirementnowcom Thank you for the reply! I know this should be a more gradual shift...should it be similar to the glide path you posted recently?
Perfect! I like the idea of doing the GP more based on the asset level and not strictly on the basis of time. So, you're definitely on the right path! 🙂