Update (12/31/2022):
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Last seen: May 29, 2023
My screener shows me several long-duration bonds from BBB+ companies yielding around 7%. For example, Disney (CUSIP: 254687AH9) and Reynolds (CUSIP:...
I think preferreds could go on clearance sale again amid the next recession. Right now, nobody is talking about bank loan or mortgage defaults, and th...
@goremanghast I'm not sure this this is possible for you, but could you maybe use options to protect your portfolio over the next couple of volatile y...
I agree about the portfolio, but could you hedge your annual consumption increases?
Thanks ERN! That's interesting because PGF has a yield today of 5.32%, and the 10 year breakeven inflation rate is 2.74%. 10y breakeven IF infla...
@figuy1 the point is that we may soon have financial conditions where safe bonds and preferred stocks have yields so high they reasonably cover a WR p...
@andyg42 I definitely agree we can't both spend our iBond coupon and compound it too. I was thinking if you have $50k in ibonds, get $5k in interest...
@earlyretirementnowcom thanks for the excellent response. I was thinking more along the lines of the Fed Model and the close correlation between th...
@andyg42 the objective would not be to offset the loss of purchasing power for the value of the whole portfolio. It would be to cover the excess spend...
@gregorystellar are you thinking along these lines? In general, yes, we should keep in mind that we are looking at historical probabilities, which th...
SMH... looks like I had the original and the version I was editing up at the same time and somehow pointed a link to the original file. That's why it ...
OK, so I've adapted the spreadsheet to allow for simulations to explore hypothesis #2, which was Rule 2: A retiree shall at all times look back ...