Crypto is probably a bad investment!

April 25, 2022

If you remember my April Fools Day post from a few weeks ago, I poked fun at the proliferation of new crypto coins. Most of them are scams. But what about the mainstream crypto coins, like Bitcoin, Ethereum, etc.? Are they a good investment? What’s not to like about a 100%+ annualized return in some of the crypto coins between their inception and their 2021 peak?

Well, those returns are “water under the bridge”. What matters to me today is the outlook for the crypto world going forward. In today’s post, I like to go through some of the reasons why I believe going forward, crypto looks like a sub-par investment. I currently don’t invest in crypto and I don’t think that anything more than a few % of the portfolio seems prudent. Let’s take a look…

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Introducing the ERN-approved Crypto Coin

April 1, 2022

If you’re familiar with my work on Safe Withdrawal Rates, you’ll know that the number one concern for retirees is Sequence of Return Risk. Well, hopefully, this will soon be a thing of the past. I’m now ready to announce the complete “retirement” (pun intended) of my Safe Withdrawal Rate Research because, after years of research and a partnership with some of the most impressive crypto experts, I have finally developed a way to completely(!) hedge against Sequence Risk, once and for all.

Introducing the revolutionary, proprietary, trademarked Sequence-Hedged Investment Token™ Coin. Guaranteed free of Sequence of Return Risk! It’s safe for retirement, it’s safe for accumulating assets. A patented and trademarked revolutionary crypto technology solution to guarantee a risk-free retirement! With tax advantages, too!

Let’s take a look at the details…

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Some of my Thoughts on Bitcoin and Cryptocurrencies

As a follow-up to yesterday’s guest post, here are a few of my own thoughts about the challenges and opportunities. For full disclosure, I don’t currently own or have ever owned Bitcoin or any other cryptocurrency myself. I reached Financial Independence (FI) years ago the old fashioned way with equities and a little bit of real estate. Only a few weeks away from early retirement, I have no need to throw “Hail Mary passes” with my money! But just because I’m interested in finance and technology I should have an opinion, of course, so here are some of my random thoughts in random order on Bitcoin and Cryptocurrencies… Continue reading “Some of my Thoughts on Bitcoin and Cryptocurrencies”

Guest Post: Should you invest in Stocks or Bitcoin?

Hard to believe that this blog has been around for almost two years and I never wrote anything about Bitcoin and Cryptocurrencies. I will have some more of my own thoughts and comments in tomorrow’s weekly Wednesday post but to set the stage, our online buddy Matt Paulson has agreed to write a guest post on the topic. Matt runs a site called MarketBeat which is pretty neat. It has a lot of free information, including all the interesting stats on earnings history/forecasts, dividend history, SEC filings, etc. for individual stocks. I don’t think I have seen all that information aggregated so nicely anywhere else, see below:

MarketBeat screenshot.png

In any case, here’s the guest post on Bitcoin, take it away Matt…

Bio: Matthew Paulson is the founder of MarketBeat, an Inc. 5000 financial media company that empowers retail investors to make better trading decisions by providing real-time financial data and objective market research.

The stock market continues to soar, reaching new highs on a regular basis. Many people attribute this to the brighter macroeconomic outlook, lower taxes and less regulation, so markets find it easier to price future expectations. This has led to record highs for both bitcoin and the stock market. However, individuals need to be careful when making an investment. Although bitcoin may appear to be the wave of the future, we need to understand the benefits and drawbacks of both stocks and cryptocurrencies to ensure they make the decision that is right for their unique needs. Continue reading “Guest Post: Should you invest in Stocks or Bitcoin?”